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Can Someone Else Claim My Casino Winnings?

It's a common question: can someone else claim my online casino winnings? The answer is no, but there are some things to keep in mind. Read on to learn more.

Written By:   Dan James     Facts Checked By:   Charlie Morin 

Contents on this page

Highlights:

  • 1.

    Only the person who wins the money at an online casino can claim the winnings.

  • 2.

    If you die before claiming your winnings, your family may be able to access the money.

  • 3.

    The easiest way for your family to get to your money if something happens to you is to give them access to your password and account information.

  • 4.

    If you’re concerned about what would happen to your money if you died, the best thing to do is set up a plan in advance.

Only You Can Claim Your Casino Winnings

If you’re playing at an online casino, the chances are that you’re doing so for the chance to win some money. And while winning is great, it’s important to remember that any money you win is yours and yours alone. No one else can claim your winnings, no matter what they say.

When you win at an online casino, the money is deposited into your account. From there, you can withdraw the money or use it to play other games. However, the money is yours, and you are the only one who can access it.

This means that if you have a spouse or partner, they will not be able to claim the winnings in your place. The same goes for any other family members. Only you can use the money in your account.

Of course, this also means that you are responsible for any taxes or fees associated with your winnings. Fortunately, in Canada, gambling winnings are not taxed. However, you may be required to pay taxes in other countries, so it’s important to check the laws in your jurisdiction before playing.

What Happens With My Winnings If I Die?

That’s the only exception to the rule that only you can claim your winnings. It is rare, but if you were to die before claiming your winnings, your family would be able to access the money.

In most cases, the money would go to your spouse or next-of-kin. However, it is possible to set up a trust or other arrangement so that the money goes to someone else after your death. This is something you would need to set up in advance, though, and it’s not something that can be done after you’ve already won the money.

Claiming winnings after death is a complicated process; your family would have to prove that you are deceased and that they are the rightful heirs to your money. It’s important to have a plan in place so that your family knows what to do in the event of your death.

There Is an Easier Way…

There is an easier way to ensure that your family can access your money if you die, though. You simply need to give them access to your password and account information. But not only that, keep in mind that they also need access to your bank account.

This may seem like a risky proposition, but it’s actually the easiest way that your family can get to your money if something happens to you. If you don’t want to give them your password, you can simply write it down and leave it somewhere safe. It is also important to verify your casino account before doing this, however. Then, your family can withdraw money from your bank account.

How Often Does It Happen That Someone Dies With Money in Their Casino Account?

There is no data on how often it happens, but we believe that it happens more often than people think. After all, there are millions of casino players, and not everyone takes the time to set up a plan for their winnings in the event of their death. Also, lots of people keep it hidden that they play casino games online, so their families would not even know to look for money in an online account.

If you’re concerned about what would happen to your money if you died, the best thing to do is to set up a plan in advance. That way, you can rest assured that your family will be taken care of financially if something happens to you.

What About Money Held in Dormant Accounts?

Dormant accounts are a different story. If you have money in an account that you haven’t used in a while, it is considered dormant. This is different from an inactive account, which is one that you have used recently but are not currently using.

What happens to the money in dormant accounts varies from one casino and gambling commission to another. In general, three things can happen with money:

  • Money goes to the online casino: every month, a small amount of money is taken from your account to cover the costs of keeping your account open. This continues until the account is either emptied or you start using it again.
  • Money goes to the gambling commission fund: usually, you may redeem your money at any time by contacting the gambling commission.
  • Money goes to the charity fund: in some cases, the money may go to a charity fund if you have not used your account for a certain time.

Summary

In short, no one else can claim your online casino winnings. The money is yours, and you can do with it as you please. Just remember to keep an eye on your taxes and make sure you’re complying with the law. Otherwise, enjoy your winnings and have fun!

Looking for something else? Check out our articles:

  • How to make a casino withdrawal?
  • Can an online casino control your winnings?

Author Dan James

Online Casino Expert

Hey! I'm Dan James, and I handle everything from content writing to quality assurance at Casino Owls. I've been around the online gambling industry since 2015, and also did seven years as a poker pro before that.